Agritourism Insurance

Agritainment insurance provides coverage for the unique risks and liabilities associated with businesses that combine agriculture with entertainment or recreational activities. Our policies include general liability with additional optional coverages to customize coverage based on your operations.

Yes, employees and volunteers can be covered under our agritainment insurance policies. We protect you, your employees and volunteers from claims that may happen.

The cost of agritainment insurance can vary based on several factors. Insurance providers consider these factors when determining the premium for a policy. Here are some key factors that influence the cost of agritainment insurance:

• Size and Scope of the Business: The size of your agritainment business, including the attractions and activities offered, can impact the insurance cost. Larger operations with more attendees may have higher premiums due to increased risks and liabilities associated with more extensive operations.
• Short term events vs Annual Operations: The length of the operation may affect premium of your policy. Short term or seasonal events that are only open during a specific period of time have less exposure to risks vs annual operations with year-round attractions.
• Annual Revenue: The annual revenue generated by your agritainment business can affect the insurance cost. Higher revenue typically indicates larger operations and potentially increased risks, leading to higher premiums.
• Claims History: Insurance companies consider the claims history of your agritainment business when determining the cost of coverage. If you have a history of frequent claims or high-value claims, it may result in higher premiums.
• Safety Measures and Risk Management Practices: Insurance providers assess the safety measures and risk management practices implemented by your agritainment business. Having robust safety protocols, employee training programs, and regular maintenance practices can help lower insurance costs by reducing the likelihood of accidents and claims.

Yes, agritainment insurance can often provide coverage for events and festivals hosted on the property of the agritainment business. Hosting events and festivals can bring additional risks and liabilities, and it is important to ensure proper insurance coverage is in place. Other insurance policies covering your property usually exclude this type of risk so it’s important to obtain insurance for these activities to protect your business.

Yes, agritainment insurance policies typically have exclusions or limitations that outline specific situations or circumstances where coverage may not apply or may be limited. These exclusions and limitations can vary depending on the insurance provider and the specific policy. It’s important to carefully review your insurance policy and understand the exclusions and limitations that may apply.

Yes, at PPIB, we understand that every agritainment business is unique and has distinct insurance requirements. We offer customizable agritainment insurance policies to ensure that your coverage aligns with your specific business needs.