Professional Program Insurance Brokerage

Division of Specialty Program Group

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Damned if you do, Damned if you don’t

Recently we had an insured call and suggest we write an article on why a permanent makeup (PM) technician should give the client the exact look they want and not try to foist their own opinion and ideas of beauty on the client. The situation that arose was our insured PM technician felt that her client’s request for eyebrows was too radical and faddish. The person seeking the procedure was a woman under 30 who wanted her eyebrows to be a trendy, uplifting look.

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“Skin Types in a Changing World”

The United States is rapidly changing from the melting pot that it once was. Now it is much more like an organic, herbal infused smoothie in a blender. The ethnic mixing and multiple heritages that belong to each individual make it much more difficult to classify someone into one of six Fitzpatrick Skin Type categories.

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Are You Covered?

If you are switching from one claims made provider to another, you need Tail coverage.
Following is a breakdown of the various types of coverage available to protect you, your staff and your facility in the event of a claim or catastrophe. When opening a private medical practice or medspa you should have at minimum: workers’ compensation, general and professional liability insurance…

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Bald Spot Repigmentation is a Great Option!…If you go to the Right Places

To many, balding is probably one of the most unfair cosmetic conditions inflicted upon humanity, and yet we have still not been able to develop a cost-effective solution for. However, that’s not what many Permanent Makeup Artists think. In fact, the trend of bald spot repigmentation (also known as scalp micropigmentation) became quite popular in 2013, when Matthew McConaughy came out about treating his own receding hairline. The story took off, with countless (unverified) rumors of his gorgeous mane’s return being the result of scalp micropigmentation (SMP). However, don’t believe everything you read; the risks that come with such a treatment could far outweigh the benefits.

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Expect the Unexpected

There seems to be a prevailing belief in the professional services world that if you are good at what you do, you don’t need insurance. You can be as careful as you possibly can, you can be excellent in your field, you can cross all of your T’s and dot all of your I’s, but you cannot account for Human Nature, nor Mother Nature.

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Water and Other Slippery Slopes

Day Spas in America are doing well. They are able to combine services and offer the busy woman or man more than one option for their beauty treatments. This industry has turned out to be somewhat recession proof as one of the last expenses people give up are services or products that make them feel better about themselves.

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