Professional Program Insurance Brokerage

Division of Specialty Program Group

bentleyhokeshell

Are Your Clients “Bugging” You?

In the distant past of the 1990s, tattoo and piercing shops felt they didn’t need insurance. Permanent cosmetic technicians usually bought some level of insurance coverage, but tattooers and piercers rarely did. They felt “their work speaks for itself” and “no one will ever sue me.” Law suits and claims for art are essentially non-existent except in rare cases such as Chinese characters. Claims are about two things that a tattoo and piercing shop often can’t control: Staph/MRSA infections and fainting.

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Business Protocol & How to Avoid Problems

Prior to the Procedure – the Initial Interview: Discuss any issues the client has with the procedure, including their fears. If at all possible, get some idea on what is going on in their lives as to major events that might make them living on the edge financially or emotionally.

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The History of Fireworks

On July 3, 1776 John Adams wrote the following to his wife after the Continental Congress proclaimed the American Colonies independent of England. Fireworks were associated with Independence Day prior to the signing of the Declaration.

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Unique Insurance Needs of Smoke Shops

Professional Program Insurance Brokerage (PPIB) is another specialty insurance company that offers specialty coverage for smoke shops, vape shops, hookah lounges, and tobacco shops. PPIB understands the unique needs of alternative businesses as they were founded in 1993 to insure the tattoo industry.

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Fireworks Claims and Lawsuits

As Americans, we enjoy celebrating our nation’s freedom with friends, family and the tradition of fireworks on July 4th.

The astounding truth is that many people are injured each year as a result of consumer fireworks accidents. The Consumer Products Safety Commission statistics show that an average of 7,500 people receives treatment due to fireworks related injuries using consumer grade fireworks.

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