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The effect of the COVID-19 Crisis has been swift and relentless. As scary as it is for our health, it is also terrifying for many salon owners and other small businesses. Our salon insurance specialists want to share what information we have to help salon owners can keep their businesses afloat during the COVID pandemic. Here are some of our most frequently asked questions and answers.

Just because your business is beauty doesn’t save you from the possibility of facing an ugly lawsuit at some point.

The United States is rapidly changing from the melting pot that it once was. Now it is much more like an organic, herbal infused smoothie in a blender. The ethnic mixing and multiple heritages that belong to each individual make it much more difficult to classify someone into one of six Fitzpatrick Skin Type categories.

To many, balding is probably one of the most unfair cosmetic conditions inflicted upon humanity, and yet we have still not been able to develop a cost-effective solution for. However, that’s not what many Permanent Makeup Artists think. In fact, the trend of bald spot repigmentation (also known as scalp micropigmentation) became quite popular in 2013, when Matthew McConaughy came out about treating his own receding hairline. The story took off, with countless (unverified) rumors of his gorgeous mane’s return being the result of scalp micropigmentation (SMP). However, don’t believe everything you read; the risks that come with such a treatment could far outweigh the benefits.

Doctors, nurses and spa owners all want to set up a Medispa these days. This has been a fashionable trend for many years now. Yet not everyone will achieve success. Competition will weed out the marginal players in this game and the well-run businesses will be the ones to survive.

Prior to the Procedure – the Initial Interview: Discuss any issues the client has with the procedure, including their fears. If at all possible, get some idea on what is going on in their lives as to major events that might make them living on the edge financially or emotionally.

Professional Program Insurance Brokerage (PPIB) is another specialty insurance company that offers specialty coverage for smoke shops, vape shops, hookah lounges, and tobacco shops. PPIB understands the unique needs of alternative businesses as they were founded in 1993 to insure the tattoo industry.

Written by:Eva Laflamme Did you go to the Biggest Tattoo Show On Earth last month in Las Vegas? If so have you sobered up yet?