Cremation Insurance

Primarily, this is a professional liability insurance policy for crematories – both human and animal, flame and alkaline hydrolysis – anywhere in the United States, including multi-state coverage. But the program can offer so much more than that. Unique policy enhancements can cover the full scope of your business for license action and violation of statutes or law. The base policy is for cremation services and animal cremation, but additional coverage is available as needed for members who offer embalming, funeral services and cemetery management.

Specially designed to cover situations your insurance doesn’t, this is a cremation-first product developed between CANA, your trusted association for all things cremation, and Professional Program Insurance Brokerage (PPIB), a national program manager offering coverage in all US states – two companies who understand your cremation business’s needs.

Both General Liability and Professional Liability insurance are for incidents when a third party sues your business. General Liability is for Bodily Injury/Damage to Property of Others (Slip/Fall) incidents which occur on the premises. But Professional Liability covers you when you are performing professional services, such as following chain of identification on cremated remains. Too often, one policy will not cover the other – General Liability won’t cover professional acts, even with an endorsement. So you can find yourself without coverage.

PPIB completely understands the unique requirements of this industry, and our insurance products are competitively priced and designed specifically to meet the needs of the industry.